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制度与参与:下岗失业人员缴纳基本养老保险行为研究

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英文标题:

Institution and Participation :A research on the behavior of the unemployed to pay for the basic pension insurance

摘要: 本研究利用调查数据和访谈资料刻画了下岗失业人员对基本养老保险的制度参与状况与模式 ,对影响下岗失业工人缴纳养老保险金的因素给出了解释 ,这包括制度因素、收入因素以及个体因素。作者通过分析发现 ,在影响下岗工人缴纳养老保险金的因素中 ,制度因素最显著 ,个体因素次之 ,而收入因素的作用相对来说不是很明显。制度因素作用显著表明 :当前下岗失业人员养老保险参保率低的问题主要是由制度障碍造成的。收入因素重要性相对不高与一般的看法及下岗失业者的自我归因相左 ,不过与个体因素一起表明 :下岗失业人员尽管面临来自制度和收入水平强硬的双重约束 ,但还存在一定的选择空间。然而 ,下岗失业人员对是否参加基本养老保险的选择并不是一般的经济理性的算计 ,而是一种“生存理性”下的选择行为 ,体现出他们面对不利的机会结构时社会行为的耐受性、适应性和策略性。
英文摘要:

Based on describing the status and mode of the unemployed to participate in the institution of basic pension insurance by a statistical model from quantitative data and some qualitative material from in-depth interview, this article gives a primary explanation for several factors that impose on the behavior of the unemployed to pay for the basic pension insurance , including institutional factor, incoming factor as well as individual factor.The result shows that the institutional factor is of most significance , the individual factor takes the second place , and the incoming factor isn' t relatively remarkable.The significance of institutional factor suggests that the problem of low individual purchase ratio of basic pension insurance is caused by the institutional hindrance.The relatively low ponderance of incoming factor does not corresponding with some common viewpoint and the accustomed attribution of the unemployed themselves.However, combining with the fact that individual factor is quite significant for the choice whether to pay for the basic pension insurance or not , it indicates that there is some space for the choice of these agents, although they have to confront the double hard constraints from the institution and the budget.Whereas, this isn' t the common calculation under the economic rationality , but is the choice under the subsistence ration , which manifests the tolerance , adaptability and strategy of their social action in the face of disadvantageous opportunity structure.

作者:

毕向阳;

作者单位: 清华大学社会学系;
期刊: 社会学研究
年.期:页码 2005.2:103-131
中图分类号:
文章编号:
关键词: 基本养老保险; 制度参与; 制度框架; 收入约束; 生存理性;
英文关键词:
项目基金: 清华大学社会学系“下岗失业社会保障制度在实践中的运作研究”课题研究论文之一。

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