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Is law important ? It depends on one' s conception of law and on what one considers important .Based on a field study of an informal debt-collection practice , the article describes a dispute settlement without court .The informal mechanism is consonant with economic theory , and is so effective , in short , the debtors are inclined to choose cooperation when the creditors take self-help remedies, and it results in order without law .As for the informal debt-collection I surveyed , state and society come to a tacit conspiracy , and the state tolerates the existence of self-help to a “proper extent” , which is a kind of the art of government that public power attains social control through private individuals' actions have a greater impact on behavior than the law does .

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