本文通过对网约车司机的田野调查研究发现，网约车平台的金融化对网约车平台劳动者的劳动过程产生了深刻影响，平台会按照金融市场的估值逻辑来组织和重构平台劳动者具体的劳动和生产过程，具体表现为用工的弹性化、劳动工具的金融化与劳动数据的产品化。平台金融化对平台劳动者劳动过程的重构导致平台劳动雇佣关系变得模糊化，并且以加剧劳动者竞争、增加劳动者对资本的依附程度等方式增强了资本对工人劳动过程的控制与管理能力。为了理解工作和劳动是如何变化的，我们有必要在数字化之外考虑金融化这一驱动因素。

Through the field investigation of online car-hailing drivers, this paper finds that the

 financialization of online car-hailing platforms has a profound impact on the labor process of online

 car-hailing platform workers, and the platform will organize and reconstruct the specific labor and production process of platform workers according to the valuation logic of the financial market. The specific manifestations are: the flexibility of employment, the financialization of labor tools and the productization of labor data. The restructuring of the labor process of platform workers by platform financialization leads to the blurring of the labor employment relationship of platform workers, and strengthens the control and management ability of capital on the labor process of workers by intensifying the competition between workers and increasing the degree of workers' dependence on capital. To understand how work and labor are changing, it is necessary to consider finance as a driving force beyond digitalization.

本文是中央财经大学“红色擎，龙马行”教师“思政+”专项支持基金（SZJ2410）的阶段性成果。

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